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6. Examine digital features - 8 tips for choosing a new bank


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6. Examine digital features

Most banks offer basic services through their mobile and online channels, McAdam says, like the ability to transfer funds, pay bills, check balances and make mobile check deposits. But not all banks offer advanced digital capabilities.

Some banks are missing features that are increasingly being demanded by consumers, McAdam says, like the ability to lock a debit card (and prevent a stranger from using it) or manage mobile banking alerts. In certain cases, there are online banks that don’t offer a smartphone app.

If you value a high-tech online or mobile experience, read our bank reviews and check with the banks you’re interested in to see if they can provide what you’re looking for.

bankrate.com

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