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  1. PayPal Holdings Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders. The company operates as a payment processor for online vendors, auction sites, and many other commercial users, for which it charges a fee in exchange for benefits such as one-click transactions and password memory. PayPal's payment system, also called PayPal, is considered a type of payment rail. Established in 1998 as Confinity, PayPal had its initial public offering in 2002, and became a wholly owned subsidiary of eBay later that year. eBay spun off PayPal in 2015. The company ranked 222nd on the 2018 Fortune 500 of the largest United States corporations by revenue. Services As of 2019, PayPal operates in 202 markets and has 286 million active, registered accounts. PayPal allows customers to send, receive, and hold funds in 25 currencies worldwide. PayPal's services allow people to make financial transactions online by granting the ability to transfer funds electronically between individuals and businesses. Through PayPal, users can send or receive payments for online auctions on websites like eBay, purchase or sell goods and services, or donate money or receive donations. It is not necessary to have a PayPal account to use the company's services. PayPal account users can set currency conversion option in account settings. From 2009 to 2016, PayPal operated Student Accounts, allowing parents to set up a student account, transfer money into it, and obtain a debit card for student use. The program provided tools to teach how to spend money wisely and take responsibility for actions. PayPal discontinued Student Accounts in August 2016. In November 2009, PayPal opened its platform, allowing other services to get access to its code and to use its infrastructure in order to enable peer-to-peer online transactions. In 2007, PayPal acquired the online credit product Bill Me Later, Inc., which has since been rebranded as PayPal Credit, and provided services for Comenity Capital Bank, the lender of PayPal Credit accounts. Founded in 2000, Bill Me Later is headquartered in Timonium, Maryland, with additional offices in Hunt Valley, Maryland; Chandler, Arizona; and San Francisco, California. PayPal Credit offers shoppers access to an instant online revolving line of credit at thousands of vendors that accept PayPal, subject to credit approval. PayPal Credit allows consumers to shop online in much the same way as they would with a traditional credit card. The rebranding of Bill Me Later as PayPal Credit also means that consumers can use PayPal Credit to fund transactions virtually anywhere PayPal is accepted. In 2015 PayPal agreed that PayPal Credit would pay a $25 million fine to settle a complaint filed in Federal Court by the Consumer Financial Protection Bureau. The PayPal app is available online or at the iTunes App Store and Google Play. One year after acquiring Braintree, PayPal introduced its "One Touch" service, which allows users to pay with a one-touch option on participating merchants websites or apps. On November 28, 2011, PayPal reported Black Friday brought record mobile engagement including a 538% increase in global mobile payment volume when compared with Black Friday 2010. In 2012, the company launched "PayPal Here", a small business mobile payment system that includes a combination of a free mobile app and a small card-reader that plugs into a smart phone. PayPal launched an updated app for iOS and Android in 2013 that expanded its mobile app capabilities by allowing users to search for local shops and restaurants that accept PayPal payments, order ahead at participating venues, and access their PayPal Credit accounts (formerly known as Bill Me Later). PayPal link in Wikipedia chroniclereviews.com
  2. Booking is an American based company that is based in Norwalk. The company operates websites in about 40 languages and also operates in almost 200 countries. The company’s gross profit as of 2017 was made out of the host country. The consumers booked 673.1 million room nights of accommodation. They also rented 73.0 million rental car days and 6.9 million airplane tickets using the websites owned by the company. Booking link in Wikipedia chroniclereviews.com
  3. Netflix is an American based media service provider and production company that started its operations in 1997. Netflix was founded by Mac Randolph and Reed Hastings. The company’s headquarter is based in Scotts Valley California. Their ultimate Business operations is the subscription-based video and movie streaming services. The company now has over 148 million paid subscription is the largest number of them in the United States. The company works internationally except in Mainland China due to Restrictions, Syria, Iran, Crimea due to US sanctions and Korea. The company has an operating income of US$1.605 billion as of 2018 and Revenue of US$15.794. The company is at 23rd August ranked 23. Netflix link in Wikipedia chroniclereviews.com
  4. Tencent is another Chinese giant in the Internet related services. The company has subsidiaries in AI, technology, internet related services and products and several other services in Both China and other locations in the world. Tencent is based in Tencent Seafront Towers in Nanshan District, Shenzhen. Tencent is also regarded as the largest gaming company in China and Globally. The company’s main products and services includes: social network, web portals, e-commerce, internet services, payment systems, Multiplayer online games, smartphones, mobile games and music. Tencent was founded by Ma Hauteng, Zhang Zhidong, Xu Chenye, Zeng Liqing and Chen Yidan. As of 2018, they have a revenue of CN¥12.694 Billion Tencent link in Wikipedia chroniclereviews.com
  5. FaceBook is another online giant that was started by Mark Zuckerberg in 2004 February. More than 1.89 billion people visit their social network almost every day. They are currently on a market value of $413.25 billion. The company also yields more than $8 billion net every year from their online advertising. It also tops the market in terms of profitability especially because their net profit increased by 54% the last year. FaceBook is headquartered in Menlo Parl, California in the US. FaceBook link in Wikipedia chroniclereviews.com
  6. Alibaba is considered as the biggest e-Commerce company in Asia with more than a billion users in the whole world. Jack ma founded the company in 1999. The company is headquartered in Hangzhou in China. They also have two major portals which are Aliexpress and Alibaba. They are ultimately focused on operating on wholesale transactions but the Aliexpress handles retail transactions. As of march 31st 2019, the company had a total of 101,958 employees and also had a total equity of US$90.6821 Billion. The company has revenue of US$56.152 billion as of 2019. Alibaba link in Wikipedia chroniclereviews.com
  7. JD.COM is also known as Jingdong and was initially known as 360Buy. It is a Chinese based e-commerce company which is now regarded as one of the two massive B2C online retail shops in China. The Main headquarters is in Beijing China and is the major Alibaba Competitor in China. According to statistics released last year, this platform had about 301.8 million active users which is the reason why it’s known as the world’s leading company in high tech and AI delivery. They usually use drones to perform most of their operations. The company now sells electronics, computers, mobile phones and similar items. By revenue, this company is known as the World’s third largest internet company. It has revenue of about 162 billion CNY which is about US$67.198 Billion as of 2018. JD.COM link in Wikipedia chroniclereviews.com
  8. Google is the leading search company in the world dominating over 70% of the market. It is actually the world leader in contextual advertising and search. The company also offers several other online services which are its main income generating operations. On February 2018, Google was listen having a market Cap of $763.03 billion which means its the main competitor for amazon. Though, the Goggle’s main activity is internet search but also offer several other services including Cloud Data Storage, social media and advertising. The Google’s main office is located in Mountain View, California in the US. Two University students, Larry Pahe and Sergey Brin, initially started this company. These two university students were studying in Stanford University in 1996 with the main idea of modifying existing Search engines when it was known as PageRank. This company was initially run from a Friend’s garage and grew to an extent that now they are employing about 621,814 employees. They also mobilize an annual revenue of up to $74.98 billion and has a market capitalization of $493.2 billion. Google link in Wikipedia chroniclereviews.com
  9. Amazon is the largest online company this year with a net income of 10.07 Billion USD in 2018. The company also known as Amazon.com is the largest online retail shop in the world as of statistics released in 2019. Jeff Bezos funded the company in 1994 with the main office in Seattle, Washington. Amazon has many affiliate websites which has made it outdo the Walmart’s capitalization of $329.7billion in 2015. The company boosts as the largest employer of all the internet companies. The company generates revenue of about $70 Billion the same year and has a workforce of about 268,908 people as of the statistics released in 2015. Amazon link in Wikipedia chroniclereviews.com
  10. List of largest Internet companies This is a list of Internet companies by revenue and market capitalization. The list is limited to dot-com companies, defined as a company that does the majority of its business on the Internet, with annual revenues exceeding US$1 billion. It excludes Internet service providers or other information technology companies. For a more general list of technology companies, see list of the largest information technology companies. This list is incomplete and does not include some dot-com companies acquired by incumbent brick and mortar firms to expand the distribution channels. List of the Largest Internet Companies Rank Company Revenue ($B) F.Y. Employees Market Cap. ($B) Headquarters Founded Refs 1 Amazon $253.9 2018 647,500 $972.34 Seattle 1994 2 Google $120.8 2018 103,549 $791.01 Mountain View 1998 3 JD.com $67.2 2018 178,000 $41.99 Beijing 1998 4 Alibaba $56.152 2018 66,421 $432.12 Hangzhou 1999 5 Facebook $55.01 2018 25,105 $575.43 Menlo Park 2004 6 Tencent $44.67 2018 44,796 $434.66 Shenzhen 1998 7 Netflix $15.8 2018 5,400 $140.45 Los Gatos 1997 8 PayPal $15.4 2018 21,800 $100.4 San Jose 1998 9 Booking $12.7 2017 22,900 $92.94 Norwalk 1996 10 Baidu $12.40 2016 45,887 $88.11 Beijing 2000 11 eBay $10.75 2018 14,000 $34.45 San Jose 1995 12 Salesforce.com $10.5 2018 29,000 $120.66 San Francisco 1999 13 Expedia $10.1 2017 20,000 $16.17 Bellevue 1996 14 Bloomberg L.P. $9.60 2017 19,000 - New York City 1981 15 Adobe $9.4 2018 21,200 $131.8 San Jose 1982 16 Uber $7.5 2017 12,000 $74.23 San Francisco 2009 17 ByteDance $7.2 2018 10,000 $78.00 Beijing 2012 18 Wayfair $6.7 2018 14,500 $10.4 Boston 2005 19 Rakuten $6.3 2015 14,826 $12.28 Tokyo 1997 20 Zalando $5.55 2017 14,000 $13.5 Berlin 2008 21 Meituan-Dianping $5.4 2017 19,000 $30 Beijing 2010 22 Naver $3.65 2017 2,793 $21.44 Seongnam 1999 23 NetEase $3.63 2015 15,948 $38.796 Guangzhou 1997 24 Sabre Corporation $3.8 2018 5,814 $5.38 Southlake, Texas 1994 25 Tesla $3.62 2003 14,900 $2.437 Palo Alto 2008 26 Bet365 $3.51 2018 4,000 - Stoke-on-Trent 2000 27 Chewy $3.5 2018 9,833 $9.68 Dania Beach, Florida 2011 28 The Stars Group $3.1 2018 4,500 $7.5 Toronto 2001 29 Spotify $3.1 2016 3,000 $33.38 Stockholm 2006 30 Flipkart $3.0 2017 30,000 Bengaluru 2007 31 ServiceNow $2.60 2018 6,000 $43.54 Santa Clara 2004 32 Twitter $2.44 2017 3,372 $24.028 San Francisco 2006 33 B2W $2.10 2017 2,376 $3.30 Rio de Janeiro 2006 34 Groupon $2.8 2018 2,780 $1.592 Chicago 2005 35 Newegg $2.7 2017 3,700 - City of Industry 2003 36 Lyft $2.15 2018 4,780 $11.592 San Francisco 2010 37 GoDaddy $2.2 2018 5,990 $11.2 Arizona 2004 38 Snap $1.8 2018 2,634 $20.592 Santa Monica 2011 39 Airbnb $1.7 2016 3,100 - San Francisco 2008 40 Yandex $1.61 2017 7,445 $10.592 Moscow 2000 41 Workday $1.56 2017 6,900 $26.976 Pleasanton 2005 42 TripAdvisor $1.5 2015 3,008 $5.618 Needham 2000 43 ASOS.com $1.40 2014 7,500 $8.56 London 2000 44 Shopify $1.30 2014 4,500 $36.4 Ottawa 2004 45 Mail.Ru $1.10 2017 3,000 $12.51 Moscow 1998 46 Wish $1.9 2018 4,000 - San Francisco 2008 47 Stitch Fix $1.8 2018 1,703 $2.5 San Francisco 2009 48 Match Group $1.7 2018 1,870 $20.5 Dallas 2006 49 Copart $1.45 2018 5,345 $19.72 Dallas 1982 50 ANGI Homeservices Inc. $1.4 2017 4500, $3.4 Denver 1995 51 Grubhub $1.1 2018 2,773 $5.5 Chicago 2001 52 Zillow $1.05 2018 1,700 $6.5 Seattle 2006 53 Overstock $1.4 2018 1,800 $0.3 Utah wikipedia.org
  11. Best online bank: Radius Bank The brand isn’t a household name, but Radius Bank earned the No. 1 spot among online banks for the combination of its mobile banking app, generous ATM (Automated Teller Machine) fee rebates, its payout on checking and savings accounts and its accessibility — the minimums to open a checking or savings account are fairly low. You can earn higher yields at other banks, but the Boston-based bank is competitive, especially for those with higher balances. If you have $2,500 to put into savings, Radius will pay 1.25 percent APY (Annual Percentage Yield). Sock away more ($25,000 and up), and the Radius High-Yield Savings pays 1.65 percent APY. A $100 minimum deposit is required to open an account. While most banks don’t pay perks on their checking accounts, Radius stands out for paying 1 percent cash back on certain debit purchases. Even better, if you have at least $2,500 in your checking account, the bank will pay you 1 percent APY, and more if your balance is $100,000 and up. If you often take out cash, you will benefit from the bank’s generous ATM policy: There are an unlimited amount of ATM fee rebates if you go out of the bank’s network. The well-reviewed mobile app lets customers take care of the banking basics and more, like letting customers link other financial accounts to manage their money. Read Bank Review Top online bank: Bank5 Connect Bank5 Connect launched in July 2013 as an online-only division of BankFive in Fall River, Massachusetts. Here, you can earn high yields without paying steep fees. The online bank’s savings account pays an attractive rate (currently offering savers 1.85 percent APY). You only need $10 to open an account. To earn interest, however, you will need to deposit at least $100 into the account. Bank5 Connect’s checking account stands out for its perks: It pays 0.76 percent APY for customers who keep $100 in their account. You can also earn rewards for making purchases on your debit card at certain stores and restaurants. Bank5 Connect will refund ATM fees that are racked up outside of the bank’s ATM network and don’t exceed $15 per statement. The bank doesn’t charge you maintenance fees either so long as you ditch paper statements and receive them online. The mobile app earns high marks in the app stores. While the app doesn’t offer cutting-edge features, you can use it to save time on financial chores, like depositing checks. investopedia.com
  12. Top online bank: Ally Bank This bank often makes the best banks list and for good reason. It has everything you need: a high-yield savings account, interest-bearing checking account, and a mobile app that stands out from the competition combined with stellar customer service. You can get a higher yield at other banks. However, you will earn competitive APYs (Annual Percentage Yield) any day of the week at Ally. With its savings account, you will currently earn 1.60 percent APY. You won’t pay monthly maintenance fees or minimum balance requirements either — it doesn’t charge those fees. The direct bank’s checking account interest rate structure is tiered, so yields will change depending on your minimum daily balance. At the low end, you will earn 0.10 percent APY. While not much, it’s still something. Plus, there are no fees tied to the checking account. More recently, the bank has been testing digital features that help ease you into regularly saving small amounts of money from your checking account — a useful tool with many of us struggling to save. Among the bank’s mobile app standouts include: debit card controls and a voice assistant to navigate the app. Read Bank Review Top online bank: CIBC Bank USA CIBC Bank USA pops in our rankings for paying a highly competitive yield on its savings account. Right now, savers can earn 1.85 percent APY, but you will need to deposit at least $1,000 to open the savings account. The bank’s myChoice Plus checking account stands out for paying interest and only requiring $50 to open the account. While its interest rate is meager (0.05 percent APY), it’s something whereas many other checking accounts don’t offer any perks. However, there’s an important caveat — you can only open a checking account at a branch. The Canadian Imperial Bank of Commerce is based in Toronto, while its U.S. headquarters are in Chicago. Banking centers are in Illinois, Michigan, Missouri and Wisconsin. The mobile bank app reviews aren’t glowing, but the bank’s app lets you take care of the basics, like paying your bills and depositing checks with your phone’s camera. Read Bank Review investopedia.com
  13. Top online bank: Salem Five Direct Salem Five Direct impresses with a high-yield savings account that has no monthly fees. Right now, you can earn 1.91 percent APY (Annual Percentage Yield) on its savings account. You will, however, need at least $100 to open the account. Its checking account can also help you earn a little extra money. It pays 0.25 percent APY on your balance. You can also earn cash back on your debit card purchases and won’t pay a monthly fee for the account. The bank never charges you for ATM (Automated Teller Machine) transactions and will reimburse up to a certain amount of fees others banks charge. While there’s nothing innovative about the bank’s mobile app, it scores well in the app stores and will let you tackle the important chores, like deposit checks and pay bills. Salem Five Direct is an online division of Salem Five Bank in Salem, Massachusetts. Top online bank: HSBC Direct The online bank’s biggest draw is offering a top-tier interest rate. At HSBC Direct Savings, the direct bank pays savers an impressive 2.05 percent APY, making it one of the highest APYs available right now. Even better, you can earn the APY regardless of how much, or how little, you park in the account. You only need to deposit $1 to open the account and there are no monthly maintenance fees. The online bank also pays its checking account customers something, but the APY is extremely low. You won’t, however, have to pay monthly maintenance fees. Plus, you only need to deposit $1 to open the account. If you write physical checks, this account isn’t for you — it doesn’t offer personal checks. The reviews of the mobile banking app disappoint compared to other online banks ranking on the list, but the app makes available some useful digital tools to help you budget and save for goals. Read Bank Review investopedia.com
  14. Top online bank: Discover Bank Discover Bank made a splash in 2019 by dropping all deposit account fees. Besides that, savers can also get a competitive rate. Right now, you’ll earn 1.70 percent APY (Annual Percentage Yield) on your savings account balance. It’s available to anyone and there is no account minimum requirement. Discover also offers a checking account that lets customers earn cashback on their debit card purchases. Free ATM access is plentiful, too. You can use 60,000 ATMs (Automated Teller Machine) for free across the country. The mobile bank app is reviewed favorably. There, you can redeem rewards, check your balance, turn your debit card on and off, set up travel notifications and much more. Read Bank Review Top online bank: E-Trade Bank E-Trade is best known for its brokerage services but it also offers banking services through E-Trade Bank. You can find higher rates elsewhere, but the banking unit offers competitive yields. Right now, the savings account pays 1.75 percent APY on any balance. You will need to deposit $100 to open an E-Trade checking account, however, and it won’t pay you any interest. E-Trade’s checking and savings accounts pair with a highly regarded mobile app. If you also use E-Trade for your investments, the app works with both. In logging into your bank account, you will also see your investing account in the same view. As a brokerage and bank customer, E-Trade stands out for internal transfers, allowing you to move your money from one account to the other and then invest some or all of your funds immediately. Funds that are transferred to or from an external account are typically available the third day after the request. Read Bank Review investopedia.com
  15. Top online bank: Quontic Bank Quontic Bank offers a competitive yield. The online bank with headquarters in New York currently offers 1.85 percent APY (Annual Percentage Yield) for savers. You will need at least $500 to open the account, however. You will earn interest with the checking account, but it’s tiered and based on your balance and how many transactions you make on your debit card. Regardless, you will have access to thousands of free ATMs (Automated Teller Machine) nationwide. You will need to make a deposit of at least $500 to open an account. Through its mobile banking app, you will have access to everything you would expect, like the ability to deposit a check and pay your bills. Read Bank Review investopedia.com
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